May is Disability Insurance Awareness Month

It is not the most fun thing to think about but it is a fact: disabilities do occur and can affect all of us. Here are some sobering statistics:

Three in 10 workers entering the work force today will become disabled before retiring.
Social Security Administration, Fact Sheet January 31, 2007

One in 7 workers can expect to be disabled for five years or more before retirement.
"Commissioners Disability Table, 1998," Health Insurance Association of America, the New York Times, February 2000

Disability causes nearly 50% of all mortgage foreclosures, 2% are caused by death.
Health Affairs, the Policy Journal of the Health Sphere, 2 February 2005

Close to 90% of disabling accidents and illnesses are not work related.
National Safety Council, Injury Facts 2008 Ed.

The good news is that Disability Insurance is available both on an individual basis and a group basis for companies. Moreover, these coverages are extremely affordable. Call us today and ask to speak to a Benefits Specialist about disability insurance at 302.239.2355